501 South Broadway P.O. Box 106
Premont, TX 78375 USA

Tel: 1-361-348-3578

Rates

Share/Savings Accounts
Share Accounts

Savings Accounts 0.5% Div. Rate 0.5% APY *
    $100 Minimum $2500 Maximum
Savings Accounts 0.65% Div. Rate 0.65% APY *
    $2500 Minimum $25000 Maximum
Savings Accounts .85% Div. Rate .85% APY *
    $25000 Minimum $250000 Maximum
Share Certificate Accounts

CD’s-New Money 0.65 Div. Rate 0.65% APY *
    $1000 Minimum $25000 Maximum 12 Months-Call and Ask for Renewal Rates
CD’s-New Money 0.85 Div. Rate 0.85% APY *
    $25001 Minimum $250000 Maximum 12 months-
CD’s-New Money .95% Div. Rate .95% APY *
    $1000 Minimum $25000 Maximum 24 Months
CD’s-New Money 1.00% Div. Rate 1.00% APY *
    $25001 Minimum $250000 Maximum 24 Months
CD’s-Old Money .90% Div. Rate .90% APY *
    $1000 Minimum $25000 Maximum 12 Months
CD’s-Old Money 1.15% Div. Rate 1.15% APY *
    $25001 Minimum $250000 Maximum 24 Months
Share Draft Accounts

Checking Accounts .50% Div. Rate .50% APY *
Loan Accounts
Unsecured Loans (Signature)

Loan A 12% APR 36 months
  $500 Minimum $3000 Maximum
Loan B 15% APR 36 months
  $500 Minimum $3000 Maximum
Loan C 16% APR 36 months
  $500 Minimum $3000 Maximum First Time Borrowers $2000
Loan D 18% APR 36 months
  $500 Minimum $3000 Maximum First Time Borrowers $1000
Share-Secured Loans

Share-Secured 5% APR 60 months
  $500 Minimum $100000 Maximum
Vehicle Loans

New Auto-Loan A+                                      2.90% APR

New Auto-Loan A 4.00% APR
New Auto-Loan B 4.40% APR
New Auto-Loan C 5.90% APR
New Auto-Loan D 8.90% APR

 

Used Auto-Loan A+

Used Auto-Loan A

3.90%

5.0% APR

Used Auto-Loan B 5.4% APR
Used Auto-Loan C 6.9% APR
Used Auto-Loan D 10.99% APR
Fees & Disclosures
Loan Account Fees

Loan Application $10.00
Late Fee $25.00
Miscellaneous Fees

Wire Transfers-Domestic $20.00
Transfer Fee $3.00
Checking Account-NSF Fee $25.00
Checking Account-Low Average Balance $5.00
Stop Payment $25.00
Check Card Replacement $5.00
Copies of Paid Checks $3.00