Rates
We are updating our rates page, but for the most recent rates, please click here for our rates sheet.
Rates as of January 24th 2025
WE ARE NOW OFFERING A SPECIAL SEASONAL LOAN! $1,500 WITH 12 EASY PAYMENTS! COME IN AND APPLY TODAY!
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| Checking Accounts (Average Daily Balance $1,000 or above) 0.25% APY |
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| Savings Accounts |
.50% Div. Rate |
.50% APY * |
| $100-$2,500 |
| Savings Accounts |
.75% Div. Rate |
.75% APY * |
| $2,500.01 Minimum $25,000 Maximum |
| Savings Accounts |
1.15% Div. Rate |
1.15% APY * |
| $25,000.01 Minimum |
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| Share Certificate Accounts |
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CD’S (New)
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| $100-$2,500 (12 months) |
.50% Div. Rate |
.50% Div. Rate |
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| >$2,501-$25,000 (12 Months) |
.75% Div. Rate |
.75% APY * |
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| >$25001k (12 Months) |
1.15% Div Rate |
1.15% APY |
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| >$100,000 (12 Months) |
4.00% Div. Rate |
4.00% APY* |
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| >$100,000 (13 Months) |
4.00 Div. Rate |
4.00 APY * |
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| Loan Accounts |
| Unsecured Loans (Signature) |
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| Loan A |
12% APR |
36 months |
| $700 Minimum $3000 Maximum (First Time Borrowers $3000) |
| Loan B |
15% APR |
36 months |
| $700 Minimum $3000 Maximum (First Time Borrowers $3000) |
| Loan C |
16% APR |
36 months |
| $700 Minimum $3000 Maximum (First Time Borrowers $2000) |
| Loan D |
18% APR |
36 months |
| $700 Minimum $3000 Maximum (First Time Borrowers $1000) |
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| Share-Secured Loan (CD) |
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| Share-Secured Loan ( Savings) |
5% APR |
60 months |
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| Share-Secured Loan (CD) 2% above dividend rate |
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| **ALL REPOSSESSED AUTO’S WILL BE FINANCED AT 4.00%** |
| Vehicle Loans |
| New Auto-Loan A+ 5.99% APR |
| New Auto-Loan A- |
5.99% APR |
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| New Auto-Loan B |
7.49% APR |
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| New Auto-Loan C |
8.00% APR |
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| New Auto-Loan D |
12.00% APR
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| Used Auto-Loan A+
Used Auto-Loan A |
6.99% APR
6.99% APR |
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| Used Auto-Loan B |
8.49% APR |
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| Used Auto-Loan C |
9.00% APR |
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| Used Auto-Loan D |
13.00% APR |
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| *** call for matching rates |
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| Fees & Disclosures |
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| Loan Account Fees |
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| Loan Application |
$10.00 |
| Late Fee |
$25.00 |
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| Miscellaneous Fees |
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| Wire Transfers-Domestic |
$25.00 |
| Transfer Fee |
$3.00 |
| Checking Account-NSF Fee / Courtesy ODP |
$25.00 |
| Checking Account-Low Average Balance |
$5.00 |
| Stop Payment |
$25.00 |
| Check Card Replacement |
$10.00 |
| Copies of Paid Checks |
$5.00 |
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