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Rates

We are updating our rates page, but for the most recent rates, please click here for our rates sheet.


 

Current Rates as of May 20th 2024

RATE SHEET 5/20/24

WE ARE NOW OFFERING A SPECIAL SEASONAL LOAN! $1,500 WITH 12 EASY  PAYMENTS! COME IN AND APPLY TODAY!

Checking Accounts  (Average Daily Balance $1,000 or above)                  0.25% APY

Savings Accounts 1.00% Div. Rate 1.00% APY *
    $100-$2,500
Savings Accounts 1.10% Div. Rate 1.10% APY *
    $2,500.01 Minimum $25,000 Maximum
Savings Accounts 1.35% Div. Rate 1.35% APY *
    $25,000.01 Minimum
Share Certificate Accounts
CD’S (New)


$100-$2,500 (12 months) 1.00  Div. Rate 1.00  Div. Rate
>$2,501-$25,000 (12 Months) 1.10  Div. Rate 1.10 APY *
>$25001k (12 Months) 1.35% Div Rate 1.35 APY
>$100,000 (12 Months) 4.50% Div. Rate 4.50% APY*
>$100,000 (13 Months) 5.00 Div. Rate 5.00 APY *
Loan Accounts
Unsecured Loans (Signature)

Loan A 12% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $3000)
Loan B 15% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $3000)
Loan C 16% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $2000)
Loan D 18% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $1000)
Share-Secured Loan (CD)

Share-Secured Loan ( Savings)         5% APR        60 months
Share-Secured Loan (CD)                      2% above dividend rate
Vehicle Loans
 New Auto-Loan A+                       7.25% APR
 New Auto-Loan A- 7.25% APR
New Auto-Loan B 8.50% APR
New Auto-Loan C 8.99% APR
New Auto-Loan D 12.75% APR

 

Used Auto-Loan A+

Used Auto-Loan A

8.25% APR

8.25% APR

Used Auto-Loan B 9.50% APR
Used Auto-Loan C 9.99% APR
Used Auto-Loan D 13.75% APR
*** call for matching rates
Fees & Disclosures
Loan Account Fees

Loan Application $10.00
Late Fee $25.00
Miscellaneous Fees

Wire Transfers-Domestic $25.00
Transfer Fee $3.00
Checking Account-NSF Fee / Courtesy ODP $25.00
Checking Account-Low Average Balance $5.00
Stop Payment $25.00
Check Card Replacement $10.00
Copies of Paid Checks $5.00
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