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Rates

We are updating our rates page, but for the most recent rates, please click here for our rates sheet.

Rates Sheet As Of 9/22/22


 

Current Rates as of 9/22/2022

*****SPECIAL LOANS ARE AT 10% ($1500)****

*****$700 IS AT 15%*****

Share/Savings Accounts
Share Accounts

Savings Accounts 0.40% Div. Rate 0.40% APY *
    $100 Minimum $2,500 Maximum
Savings Accounts 0.50% Div. Rate 0.50% APY *
    $2,500.01 Minimum $25,000 Maximum
Savings Accounts 1.00% Div. Rate 1.00% APY *
    $25,000.01 Minimum
Share Certificate Accounts

CD’s 0.30 Div. Rate 0.30% APY *
    $1,000 Minimum $10,000 Maximum 12 Months
CD’s 0.40%  Div. Rate 0.40% APY *
    $10,000.01 Minimum $25,0000 Maximum 12 months-
CD’s 0.50% Div. Rate 0.50% APY *
    $25,000.01 Minimum $100,000 Maximum 12 Months
CD’s 0.75% Div. Rate 0.75 APY *
    $100,000.01 Maximum 12 Months
. 1.10 % Div. Rate 1.10% APY*
Share Draft Accounts

Checking Accounts .25% Div. Rate .25% APY *
Average daily of $1,000.00 or above
Loan Accounts
Unsecured Loans (Signature)

Loan A 12% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $3000)
Loan B 15% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $3000)
Loan C 16% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $2000)
Loan D 18% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $1000)
Share-Secured Loan (CD)
 2% above dividend rate

Share-Secured Loan ( savings) 5% APR 60 months
Vehicle Loans

New Auto-Loan A+                                      4.99% APR

New Auto-Loan A 4.99% APR
New Auto-Loan B 5.99% APR
New Auto-Loan C 6.99% APR
New Auto-Loan D 12.75% APR

 

Used Auto-Loan A+

Used Auto-Loan A

5.99% APR

5.99%% APR

Used Auto-Loan B 6.99% APR
Used Auto-Loan C 7.99% APR
Used Auto-Loan D 13.75% APR
*** call for matching rates
Fees & Disclosures
Loan Account Fees

Loan Application $10.00
Late Fee $25.00
Miscellaneous Fees

Wire Transfers-Domestic $25.00
Transfer Fee $3.00
Checking Account-NSF Fee / Courtesy ODP $25.00
Checking Account-Low Average Balance $5.00
Stop Payment $25.00
Check Card Replacement $10.00
Copies of Paid Checks $5.00
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