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Rates

We are updating our rates page, but for the most recent rates, please click here for our rates sheet.


 

Current Rates as of January 1st 2024

WE ARE NOW OFFERING A SPECIAL SEASONAL LOAN! $1,500 WITH 12 EASY  PAYMENTS! COME IN AND APPLY TODAY!

 


Savings Accounts 1.00% Div. Rate 1.00% APY *
    $100 Minimum $2,500 Maximum
Savings Accounts 1.10% Div. Rate 1.10% APY *
    $2,500.01 Minimum $25,000 Maximum
Savings Accounts 1.35% Div. Rate 1.35% APY *
    $25,000.01 Minimum
Share Certificate Accounts
CD’S


$1,000 Minimum $10,000 Maximum 12 Months 0.60 Div. Rate 0.60% APY *
$10,000.01 Minimum $25,0000 Maximum 12 months- 0.70%  Div. Rate 0.70% APY *
$25,000.01 Minimum $100,000 Maximum 12 Months 1.25% Div. Rate 1.25% APY *
$100,000.01 Maximum 12 Months 4.50% 4.50% APY
$100,000 for 13 months 5.00% 5.00% APY
Share Draft Accounts

Checking Accounts
Average daily of $1,000.00 or above                                                                                        .25% Div. Rate                        25% APY *
Loan Accounts
Unsecured Loans (Signature)

Loan A 12% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $3000)
Loan B 15% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $3000)
Loan C 16% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $2000)
Loan D 18% APR 36 months
  $700 Minimum $3000 Maximum (First Time Borrowers $1000)
Share-Secured Loan (CD)
 2% above dividend rate

Share-Secured Loan ( savings) 5% APR 60 months
Vehicle Loans
 New Auto-Loan A+                                                           9.25% APR
 New Auto-Loan A- 9.25% APR
New Auto-Loan B 10.50% APR
New Auto-Loan C 10.99% APR
New Auto-Loan D 14.75% APR

 

Used Auto-Loan A+

Used Auto-Loan A

10.25% APR

10.25% APR

Used Auto-Loan B 11.50% APR
Used Auto-Loan C 11.99% APR
Used Auto-Loan D 15.75% APR
*** call for matching rates
Fees & Disclosures
Loan Account Fees

Loan Application $10.00
Late Fee $25.00
Miscellaneous Fees

Wire Transfers-Domestic $25.00
Transfer Fee $3.00
Checking Account-NSF Fee / Courtesy ODP $25.00
Checking Account-Low Average Balance $5.00
Stop Payment $25.00
Check Card Replacement $10.00
Copies of Paid Checks $5.00
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