Rates

We are updating our rates page, but for the most recent rates, please click here for our rates sheet.

Current Rates as of 7/01/2023

COWBOY COUNTRY FCU IS NOW OFFERING A SPECIAL SUMMER ☀️ LOAN! $1,500 WITH 12 EASY PAYMENTS! COME IN AND APPLY TODAY!







Savings Accounts	1.00% Div. Rate	1.00% APY *
$100 Minimum $2,500 Maximum
Savings Accounts	1.10% Div. Rate	1.10% APY *
$2,500.01 Minimum $25,000 Maximum
Savings Accounts	1.35% Div. Rate	1.35% APY *
$25,000.01 Minimum


Share Certificate Accounts

CD’S
$1,000 Minimum $10,000 Maximum 12 Months	0.60 Div. Rate	0.60% APY *

$10,000.01 Minimum $25,0000 Maximum 12 months-	0.70% Div. Rate	0.70% APY *

$25,000.01 Minimum $100,000 Maximum 12 Months	1.25% Div. Rate	1.25% APY *

$100,000.01 Maximum 12 Months	4.50%	4.50% APY

$100,000 for 13 months	5.00%	5.00% APY


Share Draft Accounts


Checking Accounts
Average daily of $1,000.00 or above .25% Div. Rate 25% APY *




Loan Accounts
Unsecured Loans (Signature)

Loan A	12% APR	36 months
$700 Minimum $3000 Maximum (First Time Borrowers $3000)
Loan B	15% APR	36 months
$700 Minimum $3000 Maximum (First Time Borrowers $3000)
Loan C	16% APR	36 months
$700 Minimum $3000 Maximum (First Time Borrowers $2000)
Loan D	18% APR	36 months
$700 Minimum $3000 Maximum (First Time Borrowers $1000)


Share-Secured Loan (CD)
2% above dividend rate

Share-Secured Loan ( savings)	5% APR	60 months




Vehicle Loans
New Auto-Loan A+ 9.25% APR
New Auto-Loan A-	9.25% APR
New Auto-Loan B	10.50% APR
New Auto-Loan C	10.99% APR
New Auto-Loan D	14.75% APR
Used Auto-Loan A+ Used Auto-Loan A	10.25% APR 10.25% APR
Used Auto-Loan B	11.50% APR
Used Auto-Loan C	11.99% APR
Used Auto-Loan D	15.75% APR

*** call for matching rates

Fees & Disclosures


Loan Account Fees


Loan Application	$10.00
Late Fee	$25.00


Miscellaneous Fees


Wire Transfers-Domestic	$25.00
Transfer Fee	$3.00
Checking Account-NSF Fee / Courtesy ODP	$25.00
Checking Account-Low Average Balance	$5.00
Stop Payment	$25.00
Check Card Replacement	$10.00
Copies of Paid Checks	$5.00

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